Design

Better benefits, lower cost.
Let us show you how.

At Benefit Pro, we use a consultative approach that carefully assesses the priorities of the employer with the needs of the employees, to develop an employee benefits strategy that meets the needs of your key stakeholders.

Our process involves the following:

1. Needs Evaluation - Through employee surveys, interviews and focus groups, we can accurately assess the employee perception of the plan offerings and determine priorities on what matters most to them. Used in conjunction with cost trends and key management objectives, we can best formulate your strategic benefits direction.
2. Review Options and Strategies - Within the scope of your budget, we define best options by analyzing cost/benefit, tax reduction, employee contribution and effective wellness strategies.
3. Market Review and Procurement - With our cost containment and procurement strategies defined, we initiate a comprehensive RFP process to get the most competitive fully insured and self funded plan options available.
4. Analysis and Recommendation - Carrier bids are evaluated and the most competitive options identified. The proposal criteria include the strength of carrier’s provider network (including continuity analysis through geo-mapping and disruption reports), detailed benefits analysis and fiduciary review of a carrier’s financial solvency ratings. Preliminary underwriting is conducted and rates further negotiated to assure your end objective… better benefits, lower cost.